Cost of Pain & Suffering?

By now, I think y’all know the basics of my car accident last week and all the doctor fun.

The lady’s insurance company has agreed to pay all car damages and medical bills. Because the car damage will end up being over $500 (they discovered one more part that hast to be replaced that with labor puts it at about $525), my insurance company is going to handle collecting that money plus the medical bill charges from them (including co-pays on meds). (So far, I’ve had one Dr visit and 3 prescriptions but have to go see another Dr tomorrow and will possibly get x-rays.

However, I was informed by my insurance company that they cannot act as my
representative for collecting on pain and suffering even though until they mentioned it, the thought of collecting on pain and suffering hadn’t even occurred to me, and that the lady’s insurance company is supposedly going to be calling me soon to discuss this settlement. I would really rather not involve a lawyer as I don’t know that this is a huge deal, but I’d sure like to be able to discuss the value intelligently so I have an idea of what is appropriate.

I haven’t missed any work yet, but I also haven’t been able to do any housework,
social-type activities, or even really focus well on the medication. I can’t blow dry my hair (dryer too heavy) or lift anything even slightly heavy. I am missing art classes I paid for because I can’t operate the tools and machinery or stand for 2 1/2 hours bent over a work table.

To me, outside of the pain in my back and arms and shoulders, this really has been a big nuisance and another excuse to procrastinate. How does one put a value on such a thing?

tags: lawsuit, car accident, wellness

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